National and regional brokerage and financial planning firms have two masters: their firm and their client. As an independent firm, we answer to our clients first and foremost. Thus, we have the luxury of being "Process Focused" where our client's needs are the center of attention. Our independence allows us access to institutional money managers and highly rated, well-known insurance companies, without the pressure of representing limited company specific products and services.

(See Investment Philosophy and Beliefs)