Kelly Ruggles, Owner

President and Founder

Kelly C. Ruggles

Kelly began his career in the financial services industry nearly two decades ago working for and representing institutional organizations. He has always focused on the retiree market in both financial and estate planning and his firm passionately adheres to a 'client needs based' planning philosophy. American Reliance Group, Inc. was incorporated in the mid-1990s and has continued to thrive as they consider it a privilege to serve each valued client. He is a long time resident of Spokane, Washington, although he was raised in a rural setting in the Redwood region of Northern California. Kelly and his wife, Kristine, have been married for over 25 years and have been blessed with two wonderful daughters, Aaryn and Alyse.

Professional Speaking & Authorship:
Authored "Financial Concerns For Retirement"
Authored - numerous articles
Keynote Speaker

Designations, Licenses & Education:
HS 318 Financial Planning: Process and Environment
HS 321 Income Taxation
HS 323 Individual Life Insurance
HS 324 Life Insurance Law
HS 326 Planning for Retirement Needs
HS 330 Fundamentals of Estate Planning
HS 328 Investments
HS 331 Planning for Business Owners and Professionals

Securities Licenses Passed
Series 65
Series 24 (Principals License)
State of Washington Life and Health Insurance

Other Background
CLU® Curriculum Completion
Bachelor of Science in Business Administration & Finance, Humboldt University
Past Board Member of the U.S. Multiple Scoliosis Society
Current Advisory Board Member, "The Salvation Army" Spokane