"Financial Concerns for Retirement - Your Financial Playbook"

A book by Kelly C. Ruggles

Introduction

We live in the information age. Unfortunately it's easy to become overwhelmed with too much information. It is also common to receive conflicting advice that causes more, not less, confusion. To complicate matters further, tax laws change continually. This means the strategies your parents followed often won't work for you as they did for them.The key to successful retirement is not just information but education. Education is the process of receiving information in a way that is understandable and relevant to you and your situation.

I have endeavored in this book to distill much of the information that is key to people approaching retirement or already in their retirement years. The goal of this book is to present this information in such a way as to be educational and helpful to you, the reader in making the very best decisions for you and your loved ones.

This book is dedicated to my wife, Kristine, who is the best person I know, and to my two daughters, Aaryn and Alyse. No father could be more proud.

©2007, Kelly C. Ruggles
Kelly C. Ruggles, President of American Reliance Group, Inc., is a registered investment advisor. Mr. Ruggles is the author of "The Financial Playbook" for Retirement.

Mr Ruggles does not intend to provide personalized investment advice through this publication and does not represent that the strategies or services discussed are suitable for any investor. Investors should consult with their financial advisors prior to making any investment decisions.